Financing and rebates
A failed furnace is rarely in the budget. Here is how to spread the cost and claim the incentives that are actually available.
Monthly payment options
Financing is available on new furnaces, boilers, air conditioners, heat pumps, mini-splits and water heaters, subject to credit approval. The application takes a few minutes and can be done during your estimate, and you see the terms before you commit to anything.
- Apply during your free estimate, no obligation
- Fixed monthly payments
- No penalty for paying it off early
- Pair financing with utility rebates to lower the total
Ask your estimator for the current plans and rates. We will show you the total cost of each option, not only the monthly number.
Get a free estimate
Exact price in writing, with financing and rebate options.
What is available right now
Rebate programs change often. These links go to the official sources, and we confirm amounts on the day we quote.
Xcel Energy rebates
Xcel publishes rebates on qualifying central AC, air source and cold-climate heat pumps, ductless mini-splits, high-efficiency gas furnaces and boilers, smart thermostats and heat pump water heaters. Some require a participating contractor and a quality installation check.
See current Xcel Energy home rebatesCenterPoint Energy rebates
CenterPoint gas customers can get rebates on high-efficiency furnaces, boilers and water heaters, with larger amounts for income-qualified households, plus a small rebate on a professional tune-up.
See current CenterPoint rebatesState and federal programs
The federal 25C tax credit ended on December 31, 2025. Minnesota's heat pump rebate program has been announced but is not open yet. We will tell you what is truly available on the day we quote, and we will not build a price around money that may not arrive.
Minnesota Commerce: heat pump rebate statusReady for a real number?
Free in-home estimate with an exact written price.